National Scholarship Β· Pakistan

ICAP CA Scholarship Pakistan

The Institute of Chartered Accountants of Pakistan (ICAP) offers two scholarship tiers for CA students: the merit-based High Achievers Scholarship (CAT-HA) covering full fees and a monthly stipend, and the need-based Student Financial Support (CAT-SFS) providing 75%+ tuition discount through RAETs. An interest-free loan facility is also available.

Check Official WebsiteTypically opens: JanuaryOfficial Portal β†’

Quick Facts

Status

Currently Closed

Funding

Partial Funding

Deadline

February 2, 2026 (CAT-HA 2026 cycle)

Country

PK flagPakistan
Official Website β†’
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About the ICAP CA Scholarship Pakistan

πŸ• 4 min read

ICAP (Institute of Chartered Accountants of Pakistan) provides structured financial support for students pursuing the Chartered Accountancy qualification through two main programs: CAT-HA and CAT-SFS.

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CAT-HA (High Achievers Scholarship) is merit-based and selected annually. HSSC students with 90%+ (Science), 85%+ (Non-Science), or 80%+ (Commerce) qualify. It covers full ICAP registration fees, examination/exemption fees (once per subject), and tuition fees at partner institutes up to the CAF level, plus a monthly stipend.

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CAT-SFS (Student Financial Support) is need-based and works through Registered Accounting Education Tutors (RAETs). Students must have 80%+ HSSC marks and a family income below PKR 100,000/month, with RAET recommendation for a 75%+ tuition discount.

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ICAP has also launched an interest-free loan facility through a partnership with Ihsan Trust (MoU signed July 2, 2025), providing up to 70% of ICAP dues for academically strong, financially deserving students.

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Underrepresented groups - persons with disabilities, ethnic and religious minorities, transgender persons, and students from designated geographic areas - qualify for CAT-HA at marks 5% lower than the standard threshold.

Eligible Levels

Undergraduate

Eligible Fields

Chartered Accountancy (CA)Accounting & Finance
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Why Choose This Scholarship?

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Removes significant financial barriers to achieving the CA qualification in Pakistan

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CAT-HA covers all major fees and adds a monthly stipend for high achievers

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Multiple support tiers

merit (CAT-HA), need (CAT-SFS), and interest-free loan

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Underrepresented groups receive a 5% lower eligibility threshold, widening access

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What the Scholarship Covers

CAT-HA: Full waiver of ICAP Registration Fee
CAT-HA: Full waiver of Examination/Exemption Fees (once per subject, up to CAF level)
CAT-HA: Full Tuition Fee waiver at partner institutes up to CAF level (including hands-on courses)
CAT-HA: Monthly stipend up to CAF level (conditions apply)
CAT-SFS: Minimum 75% tuition fee discount through RAET up to CAF level
CAT-SFS: Reduced ICAP Registration Fee - Rs. 2,000 (remainder deferred to CFAP stage in 3 instalments)
CAT-SFS: Reduced Exam/Exemption Fee - Rs. 1,000 once per subject
Interest-free loan: up to 70% of ICAP dues through Ihsan Trust
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Eligibility Requirements

8 requirements

CAT-HA: Science Group 90%+, Non-Science Group 85%+, Commerce Group 80%+ in HSSC (underrepresented groups qualify at 5% lower threshold)
CAT-HA: Must be a student of the current session and sit the ICAP Aptitude Test
CAT-SFS: Attending tuitions at a registered RAET (Registered Accounting Education Tutor)
CAT-SFS: Minimum 80% HSSC or equivalent marks
CAT-SFS: Total family income below PKR 100,000/month
CAT-SFS: RAET must recommend student and approve 75%+ tuition discount
CAT-SFS: Must not be availing any other ICAP scholarship
Interest-free loan: enrolled with ICAP at any level; meeting level-specific academic criteria; financially deserving per Ihsan Trust assessment; not availing other ICAP scholarship or financial assistance
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Documents Checklist

6 documents required

1ICAP scholarship application form (duly filled)
2HSSC/equivalent certificate with mark sheet
3Family income proof (for CAT-SFS and loan facility)
4RAET recommendation letter (CAT-SFS only)
5ICAP enrollment proof
6Disability/minority certificate if claiming underrepresented group quota
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How to Apply - Step by Step

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For CAT-HA: Apply online by the February 2 deadline and sit the ICAP Aptitude Test (100 MCQs on General Knowledge and Current Affairs).

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For CAT-SFS: Obtain RAET recommendation and submit through the designated SFS RAETs Portal with all required documents.

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For interest-free loan: Submit duly filled application form with supporting documents through ICAP to Ihsan Trust.

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Selection for CAT-HA is purely merit-based; CAT-SFS recommendations are reviewed and approved by ICAP.

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Application Timeline

1

January (annually)

CAT-HA application window opens

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February 2 (2026 cycle)

CAT-HA application deadline

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Shortly after application deadline

ICAP Aptitude Test

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After test evaluation

Scholarship results announced

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Insider Tips & Pro Tips

TIP 1

For CAT-HA, prepare specifically for the ICAP Aptitude Test - 100 MCQs on General Knowledge and Current Affairs; a demo test is available on the ICAP exam portal

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CAT-SFS is only available through a registered RAET - confirm your institute's RAET registration status before applying

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You cannot hold CAT-SFS alongside another ICAP scholarship

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The interest-free loan is assessed by Ihsan Trust independently - apply through ICAP with all required documents

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Frequently Asked Questions

6 questions - click any to expand

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CAT-HA is merit-based - awarded to top HSSC achievers via an annual aptitude test. CAT-SFS is need-based - for students attending RAETs with family income below PKR 100,000/month.

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Full ICAP registration fees, full examination/exemption fees (once per subject), full tuition fees at partner institutes - all up to the CAF level - plus a monthly stipend.

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Yes. Applicants must sit the ICAP Aptitude Test: 100 MCQs on General Knowledge and Current Affairs. A demo test is available on the ICAP exam portal.

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Yes. ICAP has partnered with Ihsan Trust (MoU July 2, 2025) to offer interest-free loans covering up to 70% of ICAP dues for financially deserving students. Apply through ICAP with the required documents.

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RAET stands for Registered Accounting Education Tutor - these are coaching institutes or tuition providers that are officially registered with ICAP. To access the CAT-SFS need-based scholarship, you must be attending tuitions at a RAET (not just any coaching institute). Verify your coaching centre's RAET registration status directly with ICAP before applying. A list of RAETs is available on the ICAP website. The RAET must endorse your CAT-SFS application - without their recommendation, the need-based scholarship cannot be processed.

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The Chartered Accountancy (CA) qualification from ICAP is structured in three stages: CAF (Certificate in Accounting and Finance), CFAP (Certificate in Finance, Accounting and Business), and MSA (Multi-subject Assessment). The scholarships (CAT-HA and CAT-SFS) cover fees up to the CAF level. After CAF, you continue self-funded or through the interest-free loan. Completing all three stages qualifies you as an Associate Chartered Accountant (ACA) - one of the most respected finance credentials in Pakistan with strong career prospects in audit, finance, and banking.

Check the Official Website

This scholarship typically opens around January. Confirm the current cycle and deadline on the official portal.

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More Scholarships to Explore

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